HAL:Payments
In General News, News, Payments

Debt Management

What is the current UK Debt (Proportion/ Demographics)  At the end of October 2021, collectively the UK population owed £1.748 Billion in debt, with the average debt per person in the UK standing around £62,000 including mortgages. With the rise in Buy Now Pay Later (BNPL) schemes which currently remain unregulated, it has left 4 in 10 people in the...
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HAL:Payments
In General News, News, Office

Office Now Open

HAL Payments Consultancy Ltd are delighted to announce that our office in Tarproley is now open!  The staff are all settling in well. We are looking forward to integrating ourselves in the local community. Contact us to find out more!
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HAL:Payments
In General News

Buy Now Pay Later

General Info  There are a range of different firms offering Buy Now Pay Later (BNPL) schemes; including catalogue credit, store cards or retailers. BNPL products allow shoppers to take out multiple agreements with different providers, making it relatively easy to accrue around £1,000 of debt that credit reference agencies and mainstream lenders cannot see. BNPL products and services has quadrupled...
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HAL:Payments
In Blogs, General News, News

Generational Payment Preferences

The four main generations have substantial differences across many areas of life. Does this also apply to payment choices?  The generation someone was born in can be assumed to have an impact on the type of payment method used. With each new generation, new trends are constantly emerging resulting in a highly dynamic market. Rising eCommerce usage has caused a...
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HAL:Payments
In Blogs, News

New Partnership: UniPaaS Payment Technologies

HAL Payments are proud to be in collaboration with UNIPaaS Payment Technologies in representing merchants of all sizes in the UK requiring a sophisticated multivendor marketplace solution. This is embedded digital payments at it best! serving merchants in SaaS, ISV and Marketplace verticals. Contact us to find out more
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HAL:Payments
In Blogs, General News, News

COVID -19 Impact on UK Merchants

Even before the COVID-19 pandemic, the UK market saw a huge shift in consumer purchasing habits, from the boom in eCommerce, to increasing retailers and consumers opting for ‘buy now, pay later’ payment methods such as Klarna and ClearPay. The pandemic has resulted in the rapid acceleration and ultimately solidification of the domination of online retailing not only in UK markets, but worldwide, with alternative and online payment solutions becoming preferred methods.  The...
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HAL:Payments
In Blogs, General News, News

The Impact of Brexit on Merchants

Brexit and the potential impact of it on UK merchants has been a focus of speculation since the referendum in 2016. Here we are in 2021 and Brexit is a done deal, but just what does it mean for UK merchants?   In a study by Arlington Research in November 2020, only around 54% of UK merchants said they were fully prepared for Brexit, leaving a large number unprepared. This lack of preparation was likely held back by the...
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HAL:Payments
In General News, News

New Partnership Alternative Payments

HAL Payments are delighted to announce a new partnership with Alternative Payments. Speak to HAL Payments today to increase your suite of payment offerings, capture new geographies, increase conversion rates, and optimize your checkout process. Alternative Payments reach the European Union, Canada, Latin America, Asia-Pacific, and the United States.
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